Get 10% off your business insurance and only pay for what you need
Any stylist will tell you that business can be unpredictable. Nothing may go as you expect, and there will always be a surprise waiting around the corner. And that's all part of the fun!
But whilst many of the challenges of being a freelance stylist may be out of your control, there are some that you can do something about - by investing in the right insurance.
Our monthly subscription model gives you ultimate flexibility, with the option to cancel or change your cover at any time. No more annual contracts, it's insurance that grows with your business.
From £5.13 per month
Pay by the month
Change your cover anytime
Make changes without fees
Terms & Conditions
The 10% discount is available to any Freestyle Cuts stylists taking out a new business policy with Digital Risks; it will not be granted in conjunction with any other offer, voucher or discount; and applies for 1-year only from the inception date of the initial policy.
A range of covers to meet your needs
Professional indemnity insurance
Covers your liability to customers for professional mistakes, errors or omissions in services you provide.
Covers your liability for failing to protect data, as well as penalties for not complying with data protection law.
Employers liability insurance
Covers your liability to employees for bodily injury or work-related sickness.
Public liability insurance
Covers your liability to members of the public for bodily injury or damage to their property.
Commercial legal protection
Covers compensation awards, professional fees and legal costs associated with a range of legal disputes.
Contents and equipment insurance
Protects your property against theft, loss or damage.
Covers the personal liability of your directors and officers for wrongful acts in managing the business.
Do I need business insurance?
Business insurance is vital for any business, giving you the peace of mind that you'll be protected, whatever the world throws at you. Clients and investors are also likely to request you have certain business policies, plus employers liability is required by law.
Finding the right cover that aligns with startup mentality
We had a chat with Oliver Mitchell, Moneycado founder, about why he chose Digital Risks and what makes us different from other insurance providers.
Year in review 2019: the Digital Risks milestones
As we look forward to a string of updates in 2020 - including new features and products - we wanted to celebrate our journey and achievements so far.
Very professional service from quoting to setting up the policy, and received confirmation email within 24 hours, very fast and I’m pleased. We all need insurance to cover our backs as a beautician.
Great service. Set up my Beauty Therapist insurance in 5 minutes with no hassle at all! Highly recommend!
Danielle, Beauty therapist
No problems at all. Very easy and straight forward to set up. All info sent direct to email and not expensive. Good thing is - it's also rolling so you're not stuck in a contract - you can always amend it if you need to without it being costly. Would use again.
Miss Sullivan, Nails and Beauty
Came across this insurance company through advertisement, within 10 minutes i had managed to begin my policy. Great value for money and simple way of beginning cover without having to speak to anyone over the phone.
Sophie, Sofs Beauty
Really good value, very easy to set up, very happy.
Erika, Make Your Skin Beautiful
Authorised by the FCA
The FCA supervises UK financial services firms to protect consumers. We are directly authorised and regulated by the FCA and our Firm Reference Number is 656459. These details can be confirmed on the Financial Services Register at www.fca.org.uk or by calling the FCA on 0845 606 1234.
A-rated financial strength
Our insurance products are underwritten by Standard & Poor’s A-rated financial strength or higher. This means the underwriter has been independently assessed by the world’s leading credit rating provider and found to have a strong capacity to meet financial commitments (pay claims).
Protected by the FSCS
If you are a business with an annual turnover under £1m, charity with an annual income under £1m, or trust with net assets under £1m, then you will be entitled to compensation from the FSCS in the unlikely event we cannot meet our obligations. Full details and further information on the scheme are available at www.fscs.org.uk