Media liability insurance
Covers you for negligence in media content and advertising, including website, blogs and social media.
Media liability insurance quote
If you’re in the media industry, or publish lots of content as part of your business, media liability insurance protects you for IP infringement, breach of confidentiality, right to privacy, and breach of comparative advertising regulations. This cover is part of our professional indemnity insurance and is sometimes called errors & ommissions insurance.
- Change your cover anytime
- Access to specialists
- Copyright breaches
Set up your media liability insurance in less than 10 minutes as a flexible monthly subscription. Change or cancel it at any time as your business evolves.
Why consider media liability insurance?
Content and social fails
One tweet or misjudged Instagram post, and your business could face claims of defamation, slander or breach of privacy. Media liability insurance protects you for negligence in all your media content, including websites, blogs and social. So, if a post backfires, you'll know that any legal fees and compensation will be taken care of.
We're so used to sharing online that it can be easy to forget that using images or other content without permission could put you in breach of copyright. Media liability insurance is for just those moments, picking up the bill for any compensation and associated legal costs.
Comparative advertising regulations
It's a dog- eat dog world and sometimes you have to take risks to stand out from the competition. But overstep the mark with your advertising and you could be in breach of the comparative advertising regulations, with fines, legal costs and compensation to pay. With media liability insurance, it's covered.
Media liability insurance guide
Find out more about media liability, the risks it covers and what to look out for in a policy.
What is media liability insurance?
A media liability policy - sometimes known as errors & omissions liability insurance - covers you for negligence in your communications over online and offline media, including social media, blogs, websites and advertising. Our policy covers for infringement of intellectual property, copyright infringement, breach of comparative advertising regulations, and privacy and confidentiality laws.
Who needs media liability cover?
Nowadays, most businesses are publishers of some sort, with social media accounts, blogs, content marketing, not to mention good old-fashioned advertising.
Things you can do to keep your contents and equipment safe
For businesses based in a co-working or shared space, your business contents policy is only valid if your belongings are securely locked while unattended. Use a Kensington Lock to protect laptops and monitors when you’re not around. For other items, make sure you use a locker, or a lockable desk drawer. But even if media isn’t your core business, using all these channels can leave you open to legal claims, if you’re caught making false statements,or your comments offend somebody - however much it wasn’t intended.
What risks does media liability cover protect you from?
Social media defamation cases are on the rise, with many businesses unaware that tweets and posts are subject to the same laws as other published content.There are other areas of media risk too. For example, you might accidentally use an image without permission from the owner, or make misleading or untrue statements about a competitor in your advertising.
Things you can do to protect yourselves
Steps you can take to protect your business include implementing a watertight approval process for your content, as well as outlining guidelines for the use of social media, blogs and online comments, so employees know what it and isn’t appropriate.
We've made insuring your business so simple, you'll be covered in less than 10 minutes
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Authorised by the FCA
The FCA supervises UK financial services firms to protect consumers. We are directly authorised and regulated by the FCA and our Firm Reference Number is 656459. These details can be confirmed on the Financial Services Register at www.fca.org.uk or by calling the FCA on 0845 606 1234.