Public liability insurance

Fast, effective and commitment free.

Digital Risks offers fast, effective and commitment free insurance for digital businesses.

Specialist expertise

Insurance for today's digital businesses

Public liability insurance is important for all businesses, freelancers included.

Even if you don't have visitors to your office, you or your employees could cause injury or damage when visiting a client or at an industry event. Accidents can happen to any business, even those that are changing the world!

Public Liability Insurance

from £5.35

/month 1


  • Pay by the month
  • Change your cover anytime
  • Access to specialists
  • Copyright breaches

1 Includes insurance premium tax

Why public liability insurance?

Accidents happen

Slips, trips, smashes and crashes – accidents are part of life. But if you or one of your employees causes an injury or property damage to a member of the public, the legal fees and compensation could be crippling. If that happens, public liability insurance will pick up the bill.

Clients expect it

Many companies now insist that their suppliers have public liability insurance, so you could be at a competitive disadvantage if you don't. Some bigger clients could request a minimum of £5 million or even £10 million in cover, so you'll need a policy that matches their requirements.

Compensation culture

The rise of 'no win, no fee' services has made the chances of a facing a claim more likely, however real or spurious it may be. It only takes an allegation that you've done something wrong and these services make it easy to claim against you.

Find out more about public liability insurance.

Award-Winning Insurance

We're the British Insurance Awards 2018 Insurance Start-up Winner - recognised for our innovative range of covers, online customer experience and flexible subscription model, which make buying and managing insurance easy and accessible for businesses in the digital industries.

But don't just take our word for it. Leading digital companies, large and small, choose Digital Risks to protect their people and businesses.

Trusted by

   Other insurance providers didn't really understand start-ups. We were looking for a tailored approach to suit our business needs and were recommended to Digital Risks!

CEO & Founder



Excellent 9.4 out of 10