Insurance for photographers
Be quote confident
We're big on fairness. So if you find a lower price for a comparable quote, we won't just match it – we'll go one better and beat it.
So even better than apples to apples, apples to better apples. We're talking Galas to Braeburns.
As you'd expect, T&Cs apply.
Business insurance for your business
Award-wining, worldwide cover
Superscript insurance built for the needs of modern creative professionals. Our business insurance covers most of the risks you face while running your projects.
10% of photographers and videographers paid £7.71 a month or less for their Superscript business insurance between January and March 2023.
- Worldwide cover
- Instant documents
- Adjust your policy any time, without fees
- UK-based support, hassle-free claims
Photographers' insurance FAQs
How much does photography insurance cost?
This will depend on the individual covers and cover limits you select as well as a number of other factors, including:
- Your turnover
- Your location
- The value of the equipment you want to insure
- How many employees you have (if any)
Do freelance photographers need insurance?
Though not a legal requirement, freelance photographers may find that certain contracts, sets or venues require you to have a certain level of cover, generally including public liability insurance and professional indemnity insurance. Many photographers also choose to take out contents and equipment cover.
Do I need public liability insurance as a photographer?
Public liability insurance is a popular cover for photographers. This is because a lot of photography work involves working with and around members of the public; from clients to models. An accident involving you or your equipment and a member of the public resulting in injury or property damage could land you with expensive legal fees and compensation costs.
Why is professional indemnity insurance important for photographers?
Professional indemnity insurance for any professional working under contracts with clients or other businesses. For example, if a client were to sue you due to being unhappy with your work (even if you feel you fulfilled the terms of your contract), you may benefit from the protection of professional indemnity cover which would cover the associated legal fees and compensation costs.
Is my photography equipment insured abroad?
Our business equipment cover will cover your gear in the UK and temporarily anywhere else in the world.
Does your insurance cover my photography equipment while stored in a vehicle?
Our contents and equipment cover will cover your equipment while stored out of sight in a locked vehicle.
Authorised by the FCA
The FCA supervises UK financial services firms to protect consumers. We are directly authorised and regulated by the FCA and our Firm Reference Number is 656459. These details can be confirmed on the Financial Services Register at www.fca.org.uk or by calling the FCA on 0845 606 1234.
A-rated financial strength
Our insurance products are underwritten by Standard & Poor’s A-rated financial strength or higher. This means the underwriter has been independently assessed by the world’s leading credit rating provider and found to have a strong capacity to meet financial commitments (pay claims).
Protected by the FSCS
If you are a business with an annual turnover under £1m, charity with an annual income under £1m, or trust with net assets under £1m, then you will be entitled to compensation from the FSCS in the unlikely event we cannot meet our obligations. Full details and further information on the scheme are available at www.fscs.org.uk.