Insurance for Fintech

Specialist cover for Fintech businesses

Insurance for Fintech. If you're a Fintech innovator, you need innovative insurance to match. We understand the financial and technical risks you face.

Fintech Insurance - Everything You Need

We've designed world-class cover for fintech businesses, and made it super simple to buy.

Professional indemnity

Your clients trust you with their hard-earned cash and that inevitably comes with its risks. If a customer is left out of pocket due to your services, it could have serious repercussions for your finances, not to mention your reputation. That's why we tailor our Professional Indemnity Cover (PI) to the unique risks faced by fintech businesses.

Cyber and data risks

Innovations in the finance industry mean that mountains of sensitive data are now stored online, where it's at risk of cyber-attacks and data breaches. Even the best security infrastructure isn't immune to hackers, so a solid plan B is vital. Our Cyber Security Policy for fintech businesses ensures that if your cyber defences are breached, it won't sink your business.


With Digital Risks, there's no need to obtain a separate crime policy. Our dedicated fintech insurance has crime protection included as standard. That means you'll be covered where there is theft of your own funds, or any client money that you are responsible for (by electronic and physical means).

Fines and compliance

Fintech has to navigate its fair share of regulation, with PSD2 and GDPR bringing yet more responsibilities and potential fines. Even when you do everything in your power to remain compliant, issues can still slip through the net - that's when business cover is your saviour. Our insurance for fintech covers defence costs and penalties which are legally insurable.

Award-Winning Insurance

We're the British Insurance Awards 2018 Insurance Start-up Winner - recognised for our innovative range of covers, online customer experience and flexible subscription model, which make buying and managing insurance easy and accessible for businesses in the digital industries.

But don't just take our word for it. Leading digital companies, large and small, choose Digital Risks to protect their people and businesses.

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What our customers say

   Other insurance providers didn't really understand start-ups. We were looking for a tailored approach to suit our business needs and were recommended to Digital Risks!

CEO & Founder

Excellent 9.4 out of 10