Yoga teacher insurance
Yoga insurance quote
What does yoga insurance cover?
Our insurance for yoga teachers is designed to protect you from the financial implications of incidents such as a client suffering an injury, someone's property getting damaged during one of your sessions, you getting injured, or your equipment getting broken. Pick the covers you need, nothing more - nothing less. Our yoga insurance includes:
10% of yoga instructors paid £8.03 a month or less for their Superscript business insurance between January and March 2023.
- £1, £2 or £5 million of public liability cover
- Optional employers' liability and equipment cover
- Changes to your level of cover at no extra cost
- Instant documents into your inbox after you've signed up
What insurance do yoga teachers need?
Public liability insurance
Public liability insurance is a popular choice for yoga instructors as you work in close contact with other people. This type of cover is important if a client or member of the public sues you as a result of an injury or property damage that happened in one of your classes or under your direction.
Claims that require legal defense and compensation can become expensive, which you would have to cover yourself if you didn't have insurance. But from £6.76 a month, you can protect yourself and your reputation from claims and the costs associated with them.
Another thing to consider is that if you're working within a studio, the owner may require you arrange your own public liability insurance.
Personal accident insurance
Yoga instruction requires plenty of moving around - whether that's demonstrating a pose or guiding a new yogi into the correct alignment. If you suffer an injury yourself, you could find yourself needing to take time off. In some circumstances, personal accident insurance can offer compensation to cover your earnings.
Equipment insurance
If you're worried about your equipment getting broken, our optional equipment cover will cover the cost of repair or replacement. If you're temporarily abroad - say leading a retreat in Greece - your equipment will be covered there, too!
Employers' liability insurance
If you hire any employees, whether temporary, unpaid, part-time or full-time, you’re legally required to have employers' liability insurance]. It covers injury claims made by your employees as a result of carrying out their work.
Our employers' liability offers £10 million of cover as standard.
Yoga insurance FAQs
How much is insurance for yoga teachers?
The cost of yoga insurance varies depending on a few factors, including the level of cover you need and whether you have any employees.
Our yoga insurance starts from £8.03 a month, but to find out exactly how much your cover would cost, get a quote – it takes less than 4 minutes!
10% of yoga instructors paid £8.03 a month or less for their Superscript business insurance between January and March 2023.
I offer online as well as in-person classes, do you cover that?
Yes, our yoga insurance covers online classes too.
Do I need to be qualified to get yoga insurance?
You don't need to show your qualifications when buying a policy. However, for any claims involving therapy, treatment or medicine, you'll need to show the necessary and recognised qualifications.
Is insurance a legal requirement for yoga teachers?
Insurance isn't a legal requirement for yoga instructors unless you employ anyone, in which case employers' liability insurance is a legal requirement.
However, you may find – particularly if you're working at studios – that the studio owner will require you to have a certain level of public liability cover.
Authorised by the FCA
The FCA supervises UK financial services firms to protect consumers. We are directly authorised and regulated by the FCA and our Firm Reference Number is 656459. These details can be confirmed on the Financial Services Register at www.fca.org.uk or by calling the FCA on 0845 606 1234.
A-rated financial strength
Our insurance products are underwritten by Standard & Poor’s A-rated financial strength or higher. This means the underwriter has been independently assessed by the world’s leading credit rating provider and found to have a strong capacity to meet financial commitments (pay claims).
Protected by the FSCS
If you are a business with an annual turnover under £1m, charity with an annual income under £1m, or trust with net assets under £1m, then you will be entitled to compensation from the FSCS in the unlikely event we cannot meet our obligations. Full details and further information on the scheme are available at www.fscs.org.uk.