Insurance for Reiki practitioners
Reiki insurance quote
What does Reiki insurance cover?
Our Reiki business insurance provides you with cover that gives your customers confidence and protects what you need it to most.
10% of reiki practitioners paid £8.71 a month or less for their Superscript business insurance between January and March 2023.
- Choose from £1, £2 or £5 million of public liability cover
- Optional employers' liability, business contents and personal accident cover
- Adjust your policy any time, without fees
- Receive instant documents to your inbox
What insurance does a Reiki practitioner need?
Public liability insurance
From clients to class members, the nature of your work means you're regularly in contact with a range of people. If someone hurt themselves or their property was damaged as a result of your work and made a legal claim against you, public liability insurance for Reiki practitioners would cover the financial compensation associated with the claim.
Employers' liability insurance
Whether you hire an assistant to help out with your admin or a fellow Reiki practitioner to form a team, if you're a UK business with employees, you're legally required to have employers' liability insurance, regardless of whether they're full-time, part-time, contracting or temporary.
If an employee suffered a work-related illness or injury and made a claim against you, employers' liability would cover the legal and compensation costs.
Business contents insurance
From folding beds to business laptops, being a Reiki practitioner can require some expensive equipment that could cost your business if it was broken or damaged. If this happens, business contents insurance can cover the cost to replace or repair it, so your healing isn't halted.
For mobile Reiki healers who pratise in multiple locations, our business contents insurance can cover your insured equipment in the UK and temporarily anywhere in the world.
Personal accident cover
While the art of Reiki is relatively low risk, sometimes accidents can happen to you, with the potential to put you out of work. If you or your employees suffered from an injury or illness which results in loss of sight, hearing, speech or a limb leaving you unable to work, personal accident insurance can pay compensation.
Cyber insurance
Cyber insurance is important for any business that holds personally identifiable information, such as names, addresses, phone numbers and even card details. If someone targets your business to steal data, or your business is in breach of GDPR, cyber insurance can cover the damages.
Reiki insurance FAQs
Do I need insurance to practise Reiki?
If your Reiki business has employees, the only business insurance that's legally required is employers' liability cover.
However, while not required, many Reiki healers will choose to buy public liability insurance as not only does it give your clients confidence in your business but ensures you're covered for claims that could occur from accidental injury or property damage from anyone who isn't an employee.
Do you need to see my qualification certificates or license to operate?
No. We don't need to see these when you're buying insurance, however, we may need to see them if you make a claim, so it's worth hanging onto them.
Do you offer cover if I stop practising?
Yes, we can add run-off cover to your policy. Run-off insurance can cover you for claims made against you for work you've done after you've stopped practising.
Authorised by the FCA
The FCA supervises UK financial services firms to protect consumers. We are directly authorised and regulated by the FCA and our Firm Reference Number is 656459. These details can be confirmed on the Financial Services Register at www.fca.org.uk or by calling the FCA on 0845 606 1234.
A-rated financial strength
Our insurance products are underwritten by Standard & Poor’s A-rated financial strength or higher. This means the underwriter has been independently assessed by the world’s leading credit rating provider and found to have a strong capacity to meet financial commitments (pay claims).
Protected by the FSCS
If you are a business with an annual turnover under £1m, charity with an annual income under £1m, or trust with net assets under £1m, then you will be entitled to compensation from the FSCS in the unlikely event we cannot meet our obligations. Full details and further information on the scheme are available at www.fscs.org.uk.