Enterprise insurance solutions
Specialist insurance advice for digital businesses. Offering a made-to-measure approach with emerging risks and innovation in mind.
We're not your typical insurance provider
We’re an award-winning insurance provider who build tailored insurance and risk solutions for digital businesses. Our experienced team of underwriters, brokers, risk managers and claims experts are passionate about emerging technologies, from AI to blockchain, robotics to the Internet of Things.
We understand the complex risks and unique challenges faced by digital businesses, and we have the insurance expertise to design bespoke cover for ideas and innovations that have never been insured before.
Why Digital Risks?
Having partnered with many of Europe’s fastest growing digital businesses, we know the latest technologies, emerging risks and challenges they face. Our expert team will advise you on how to protect your venture in an increasingly changing and fast-paced environment.
Our unique methodology gives us a detailed picture of the risks you face. This enables us to design insurance solutions around your business and negotiate the best possible terms with underwriters on your behalf.
We’re part owned by Beazley, a global insurer which underwrites over $2.5bn of insurance premiums annually and has handled more than 8,500 data breaches worldwide. We’re also a coverholder at Lloyd’s, the world’s leading insurance market for specialist risks.
Areas we specialise in
Medtech and Healthtech
Teleadvice, software, medical devices, wearables, supplements
Fintech and PSD2
E-money, challenger banks, P2P lending, roboadvice, insurtech, digitised mortgage and pension providers, PISP and AISP
Blockchain and crypto
Private permissioned blockchains, distributed ledger technology
Cyber security services
Data breach prevention and detection, fraud detection, ID verification
Large amounts of data
Organisations with up to a billion records of personal information
Multinational organisations and worldwide business activities
Connected home, security devices, toys, unmanned vehicles
AI/ Machine Learning
Companies utilising and selling AI and machine-learning products and services
Covers your liability to customers for professional mistakes, errors or omissions in services you provide.
Covers your liability for failing to protect data, as well as penalties for not complying with data protection law.
Covers your liability to employees for bodily injury or work-related sickness.
Covers your liability to members of the public for bodily injury or damage to their property.
Commercial legal protection
Covers compensation awards, professional fees and legal costs associated with a range of legal disputes.
Contents and equipment
Protects your property against theft, loss or damage.
Covers the personal liability of your directors and officers for wrongful acts in managing the business.
We had a breach and the insurance and legal support we got was invaluable. Digital Risks walked us through the whole thing including media and customer relations.
Founder, ID verification software
It was very quick and easy to claim. Our account manager replied within minutes, confirmed the details and we had the money in our account within 48 hours.
COO, HR technology platform
Cyber security risk management framework
To effectively protect your business from cyber-attacks and data breaches, you must first identify the biggest threats and vulnerabilities you face.
Fintech startups to watch in 2019
Here’re our top 6 hottest Fintech startups that Digital Risks are tipping to thrive in 2019. We’ve taken a look at Truelayer, Monese, PensionBee, Akoni, Tail and the Craft Gin Club.
Going global: what to think about when expanding abroad
With UK customers happy to shop beyond our shores, it follows that UK businesses must also look further afield to expand their reach and growth potential. And in the digital age it’s easier than ever, with much lower barriers and overheads involved. So, where do you start?
Authorised by the FCA
The FCA supervises UK financial services firms to protect consumers. We are directly authorised and regulated by the FCA and our Firm Reference Number is 656459. These details can be confirmed on the Financial Services Register at www.fca.org.uk or by calling the FCA on 0845 606 1234.
A-rated financial strength
Our insurance products are underwritten by Standard & Poor’s A-rated financial strength or higher. This means the underwriter has been independently assessed by the world’s leading credit rating provider and found to have a strong capacity to meet financial commitments (pay claims).
Protected by the FSCS
If you are a business with an annual turnover under £1m, charity with an annual income under £1m, or trust with net assets under £1m, then you will be entitled to compensation from the FSCS in the unlikely event we cannot meet our obligations. Full details and further information on the scheme are available at www.fscs.org.uk