Physiotherapists Insurance

Cover from £5.35 per month.

Digital Risks provide tailored physiotherapy insurance to protect you against all the risks involved in helping your clients recover.

Business insurance for physiotherapy businesses

Better cover. Best prices.

If you’re running a physiotherapy business, then investing in the right insurance is a must.

Here at Digital Risks, we provide tailored physiotherapy insurance to protect you against all the risks involved in helping your clients recover.

Working in a people and service-focused industry means your top priority should be public liability insurance, ensuring you’re protected in the event of any personal injury or property damage claims made against you.

You should also consider contents cover to protect all the equipment you rely on to make your business a success.

Whatever your requirements, we’ll have you covered in a few clicks.

Public Liability Cover

from £5.35

/month 1


  • Pay by the month
  • Change your cover anytime
  • Access to specialists
  • Copyright breaches

1 Includes insurance premium tax

What physiotherapy insurance do I need?

We've designed world-class insurance and made it super simple to buy.

Building your cover

Running a physiotherapy business involves regular contact with clients and that means you’re exposed to a certain element of risk. If you or one of your employees accidentally causes injury or property damage in the course of your work, you could face legal claims and demands for compensation, even if you believe you weren’t at fault.

For example, a client could claim they became injured as a result of your treatment, or trip over a piece of physiotherapy equipment while on your premises. If that happens, the bill for legal and compensation costs could run into the thousands, or more, so it makes sense to prepare for the worst.

Cover for your business essentials

You may also want to cover all the physical belongings you use to run your business, from physiotherapy equipment, to office furniture, or portable tools like laptops and smartphones. For this you’ll need contents and portable equipment insurance.

Finally, if you employ staff then employers’ liability cover is a legal requirement.

Finally, if you employ staff then employers’ liability cover is a legal requirement.

Why choose Digital Risks?
  • Speedy and simple online quote form for minimal hassle
  • Change or cancel your cover at any time with our monthly subscription
  • Specialists in covering startups and small businesses
  • Dedicated team and tailored offering for larger businesses
  • Trustpilot rating of 9.4 out of 10
  • Fast, straightforward claims process

Award-Winning Insurance

We're the British Insurance Awards 2018 Insurance Start-up Winner - recognised for our innovative range of covers, online customer experience and flexible subscription model, which make buying and managing insurance easy and accessible for businesses in the digital industries.

But don't just take our word for it. Leading digital companies, large and small, choose Digital Risks to protect their people and businesses.

Trusted by

   Other insurance providers didn't really understand start-ups. We were looking for a tailored approach to suit our business needs and were recommended to Digital Risks!

CEO & Founder



Excellent 9.4 out of 10