Photographer Insurance

Cover from £5.35 per month.

Digital Risks provide tailored photographer insurance, covering all the risks you face while helping clients to capture their best side and immortalise their big moments.

Photographer and camera equipment insurance

Better cover. Best prices.

If you’re a photographer, run a photography business, or a mobile photography business, then investing in the right insurance is a must. Here at Digital Risks, we provide tailored photographer insurance, covering all the risks you face while helping clients to capture their best side and immortalise their big moments.

As you’re likely to be interacting with the public and clients regularly, your top priority should be public liability insurance for photographers, ensuring you’re protected in the event of any personal injury or property damage claims made against you.

Contents cover is another essential, to protect all your specialist photography and editing equipment. In addition, professional indemnity cover will protect you against any claims that a client has suffered financial or reputational damage as a result of your work.

Whatever your requirements, we’ll have you covered in a few clicks.

Public Liability Cover

from £5.35

/month 1


  • Pay by the month
  • Change your cover anytime
  • Access to specialists
  • Copyright breaches

1 Includes insurance premium tax

What our customers say

What insurance do photographers need?

We've designed world-class insurance and made it super simple to buy.

Building your cover

Running a photography business involves regular contact with clients and the public, which means you’re exposed to a certain element of risk.

If you or one of your employees accidentally causes injury or property damage during production, you could face legal claims and demands for compensation, even if you believe you weren’t at fault. For example, if a client trips and injure themselves while on set, the bill for legal and compensation costs could run into the thousands, or more.

That’s where Public Liability insurance comes in.

Cover for your business essentials

Professional photography equipment is extremely expensive, so insuring all your cameras, lenses, lighting and is also a no-brainer. Our contents and portable equipment insurance covers cameras, sound and lighting equipment, as well as portable tools like laptops and smartphones. So, whatever happens, you'll never miss a gig.

Note that you might also need Professional Indemnity insurance, to cover any claims that work has caused reputational or financial damage to the client’s business.

Legal protection can also be super helpful for accessing professional legal advice as and when you need it.

And finally, if you employ staff, then Employers’ Liability cover is a legal requirement.

Why choose Digital Risks?
  • Speedy and simple online quote form for minimal hassle
  • Change or cancel your cover at any time with our monthly subscription
  • Specialists in covering startups and small businesses
  • Dedicated team and tailored offering for larger businesses
  • Trustpilot rating of 9.4 out of 10
  • Fast, straightforward claims process

Award-Winning Insurance

We're the British Insurance Awards 2018 Insurance Start-up Winner - recognised for our innovative range of covers, online customer experience and flexible subscription model, which make buying and managing insurance easy and accessible for businesses in the digital industries.

But don't just take our word for it. Leading digital companies, large and small, choose Digital Risks to protect their people and businesses.

Trusted by

   Other insurance providers didn't really understand start-ups. We were looking for a tailored approach to suit our business needs and were recommended to Digital Risks!

CEO & Founder



Excellent 9.4 out of 10