Marketing, advertising & communications
Flexible business insurance that you can arrange in minutes and change anytime.
Why consider business insurance?
In marketing and advertising, you need to stay ahead of the game. Whether you're a digital agency, marketing consultant or freelance PR the right business insurance means you can work with confidence. Creativity, dynamism, The Big Idea – they're your bread and butter. But sometimes things move too quickly. Mistakes are made, checks aren't carried out – it happens. That's where insurance can help.
A range of covers to meet your needs
Bumps in the road
Your clients pay for your out-of-the-box thinking. But what if you make a mistake? If your idea or advice doesn't work out as expected, you could face a lawsuit. If that happens, professional indemnity cover (PI) will ensure you're protected.
Copyright and trademarks can sometimes catch you out. But using images, music or other IP without permission can result in hefty legal fees and compensation costs. That's why our IP cover protects you from copyright infringement claims from others, as well as infringement of your own.
Cyber security insurance
Think your data and website are secure? Then think again. More than half of SMEs suffered a security breach in 2014, with the worst costing up to £115,000 in legal fees and compensation. Our cyber security insurance ensures both your data, and your liability for client data, are protected.
Media liability insurance
Your work is designed to capture attention, but what if it oversteps the mark? If you make unfair comparisons to a competitor, or accidentally defame somebody on social media, you could be in hot water. If that happens, media liability insurance will protect you.
Find out more here: What insurance do advertising and creative agencies need?
Digital Risks make insurance easy!
Arrange your business insurance in minutes, by getting a quote and buying your policy online. No confusing forms or jargon, just plain English and a fast, seamless experience.
Flexibility and growth
Our monthly subscription model gives you ultimate flexibility, with the option to cancel or change your cover at any time. No more annual contracts, it's insurance that grows with your business.
Making a claim
Need to make a claim? With Digital Risks, it's a piece of cake. No outsourcing to third parties or lengthy delays, all claims are handled by our team personally and on a first-name basis.
We're rated excellent by our customers
Excellent value at an affordable monthly cost. I have not needed use the services. But its good to know I have the insurance there to allow me to get on with my work.
James, J. Black Photography
Flexible. simple, easy, immediate. As a busy freelancer I need flexibility to potentially change the policy month by month - very handy and a feature I didn't find with other providers.
Tim, Graphic Design Freelancer
Excellent service, and really lovely people. Completely understanding of small or start up businesses, and a willingness/ability to be flexible. I'm very happy.
Lorna, Magic Penny Gifts
A super slick interface and all around great experience. Thumbs up Digital Risks! Having spoken to a number of "large" insurers, the pricing I received from Digital Risks was much more competitively priced for "like for like" cover. Highly recommended.
Why is cybersecurity important?
To prevent your business from being a victim of third-party cyber attacks, there is a number of things you can do. Don't follow the wrong example - get your business covered.
Small business workshops and training providers
While there’s a lot to be said for learning on the job, it certainly helps to have expert advice to fall back on, when starting a small business.
We're the British Insurance Awards 2018 Insurance Start-up Winner - recognised for our innovative range of covers, online customer experience and flexible subscription model, which make buying and managing insurance easy and accessible for businesses in the digital industries.
You're in safe hands
Authorised by the FCA
The FCA supervises UK financial services firms to protect consumers. We are directly authorised and regulated by the FCA and our Firm Reference Number is 656459. These details can be confirmed on the Financial Services Register at www.fca.org.uk or by calling the FCA on 0845 606 1234.
A-rated financial strength
Our insurance products are underwritten by security with Standard & Poor's A-rated financial strength or higher. This means the insurer has been independently assessed by the world’s leading credit rating provider and found to have a strong capacity to meet financial commitments (pay claims).
Protected by the FSCS
If you are a business with an annual turnover under £1m, charity with an annual income under £1m, or trust with net assets under £1m, then you will be entitled to compensation from the FSCS in the unlikely event we cannot meet our obligations. Full details and further information on the scheme are available at www.fscs.org.uk