Insurance for Medtech

If you're a medical disruptor innovator, you need innovative insurance to match. We understand the medical and technical risks you face.

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A range of covers to meet your needs

Medical malpractice

When health is involved, the stakes are even higher. And if your clients are left out of pocket or unwell due to your services, you could find yourself in hot water. That's why we tailor our professional indemnity cover (PI) to the unique medical and digital risks faced by medtech businesses.

Staying safe online

More than half of SMEs suffered a security breach in 2016 and with EU data protection reforms now in force, medtech businesses need to be prepared. We can help ensure both your data, and your cyber liability for client data, are covered.

Protecting big ideas

A great idea is worth protecting, whether it's cover for your own copyrights and trademarks, or claims of infringement on somebody else's. We can arrange intellectual property cover to ensure those big ideas don't end up the wrong hands.

Fines and compliance

Any business can face fines. But if you're in medtech, greater regulation means you'll often have even more responsibilities and exposure to these kinds of penalties. That's why our cover can protect you against defence costs as well as resulting penalties which are legally insurable.

Why Digital Risks?

Expert advice

Having partnered with many of Europe’s fastest growing digital businesses, we know the latest technologies, emerging risks and challenges they face. Our expert team will advise you on how to protect your venture in an increasingly changing and fast-paced environment.

Bespoke cover

Our unique methodology gives us a detailed picture of the risks you face. This enables us to design insurance solutions around your business and negotiate the best possible terms with underwriters on your behalf.

Trusted partner

We’re part owned by Beazley, a global insurer which underwrites over $2.5bn of insurance premiums annually and has handled more than 8,500 data breaches worldwide. We’re also a coverholder at Lloyd’s, the world’s leading insurance market for specialist risks.

What our customers say

We had a breach and the insurance and legal support we got was invaluable. Digital Risks walked us through the whole thing including media and customer relations.

Founder, ID verification software

It was very quick and easy to claim. Our account manager replied within minutes, confirmed the details and we had the money in our account within 48 hours.

COO, HR technology platform

Further reading

23 Jan 2019
4 minute read

Cyber security risk management framework

To effectively protect your business from cyber-attacks and data breaches, you must first identify the biggest threats and vulnerabilities you face.

6 Dec 2018
5 minute read

Fintech startups to watch in 2019

Here’re our top 6 hottest Fintech startups that Digital Risks are tipping to thrive in 2019. We’ve taken a look at Truelayer, Monese, PensionBee, Akoni, Tail and the Craft Gin Club.

24 Sep 2018
4 minute read

Going global: what to think about when expanding abroad

With UK customers happy to shop beyond our shores, it follows that UK businesses must also look further afield to expand their reach and growth potential. And in the digital age it’s easier than ever, with much lower barriers and overheads involved. So, where do you start?

Award-Winning Insurance

We're the British Insurance Awards 2018 Insurance Start-up Winner - recognised for our innovative range of covers, online customer experience and flexible subscription model, which make buying and managing insurance easy and accessible for businesses in the digital industries.

We insure thousands of innovative businesses

Tech Nation

You're in safe hands

Authorised by the FCA

The FCA supervises UK financial services firms to protect consumers. We are directly authorised and regulated by the FCA and our Firm Reference Number is 656459. These details can be confirmed on the Financial Services Register at or by calling the FCA on 0845 606 1234.

A-rated financial strength

Our insurance products are underwritten by Standard & Poor’s A-rated financial strength or higher. This means the underwriter has been independently assessed by the world’s leading credit rating provider and found to have a strong capacity to meet financial commitments (pay claims).

Protected by the FSCS

If you are a business with an annual turnover under £1m, charity with an annual income under £1m, or trust with net assets under £1m, then you will be entitled to compensation from the FSCS in the unlikely event we cannot meet our obligations. Full details and further information on the scheme are available at