Insurance for estate agents

Fast, effective and commitment free.

Whether you're a sole trader estate agent, or you run a larger property firm, business insurance should be a top priority.

Estate agents are vital to the smooth running of the property market. Clients rely on you to guide them through the stress of selling and renting properties, or to find and secure their dream home. It can be cut throat and ferocious, and there's plenty that can go wrong. So, if you find yourself in hot water, business insurance is there to bail you out.

A range of covers to meet your needs

We've designed world-class cover specifically for estate agents.

Disagreement and disputes

Navigating the ever-evolving property market isn't easy, with client disputes and investigations by the Property Ombudsman on the rise. Common complaints include property misrepresentation, undervaluation and failure to take care of a property. In the event of a legal claim, you'll be faced with legal costs and compensation to pay. Our professional indemnity cover (PI) for estate agents will ensure you're protected. Plus, clients may insist you have it – so it could help you win business (or not lose it!)

GDPR ready

Estate agents have responsibility for a variety of sensitive client data, which makes you a prime target for cyber-attacks and data breaches. And with the GDPR coming up, it's more important than ever to ensure it's safe, with fines of up to €20m or 4% of annual turnover for non-compliance. With cyber security insurance, you're protected for a breach of regulations (where insurable by law), your liability for handling data, plus system rectification costs, PR expenses and financial loss due to system downtime.

Commercial legal protection

Keeping track of business and employment legislation can feel like a full-time job. With commercial legal protection, you're not only covered for any legal costs incurred - solicitors, barristers and expert witnesses for example - you'll also have access to day-to-day legal advice and tools. So, if you need help with drafting up a contract, or handling an employment dispute, we're on hand to guide you through.

Contents insurance

Whether you're based in a home office, your own premises or a flexible office space, the theft or damage of your property can be stressful and costly. But it doesn't have to be, with our office contents and portable equipment cover, which will replace your gear and have you back up and running in no time. And unlike with many providers, being based in a co-working space is no problem.

Find out more about business insurance.

Do I need business insurance?

Whether you're a sole trader, or you run a larger property firm, business insurance should be a top priority. Not only does it give you the peace of mind that you're covered if disaster strikes, you're also likely to find many clients request it. Plus, don't forget that if you're an employer, employers' liability cover is a legal requirement.

   Other insurance providers didn't really understand start-ups. We were looking for a tailored approach to suit our business needs and were recommended to Digital Risks!

CEO & Founder



Excellent 9.4 out of 10

Pay for what you need

Better cover. Best prices.

Our monthly subscription model gives you ultimate flexibility, with the option to cancel or change your cover at any time. No more annual contracts, it's insurance that grows with your business.

Insurance for estate agents

from £7.90

/month 1


  • Pay by the month
  • Change your cover anytime
  • Access to specalists
  • Copyright beaches

1 Includes insurance premium tax