Fitness & sports professionals’ insurance

Cover from £5.35 per month.

Digital Risks provide bespoke insurance cover to a whole host of health, fitness and well-being businesses, including personal trainers, gyms, fitness and well-being centres, physiotherapists, and everything in between.

Insurance cover for fitness and sports professionals

Better cover. Best prices.

If you’re running a health and fitness business, then investing in the right insurance is a must.

Here at Digital Risks, we provide tailored cover to a whole host of health, fitness and wellbeing businesses, including personal trainers, gyms, fitness and wellbeing centres, physiotherapists, and everything in between.

Working in a people-focused industry means your top priority should be public liability cover, ensuring you’re protected in the event of any personal injury or property damage claims made against you.

You should also consider contents insurance for all the equipment you rely on for your business success.

Whatever your requirements, we’ll have you covered in a few clicks.

Public Liability Cover

from £5.35

/month 1


  • Pay by the month
  • Change your cover anytime
  • Access to specialists
  • Copyright breaches

1 Includes insurance premium tax

Digital Risks make insurance easy!

Hassle-free insurance

Arrange your business insurance in minutes, by getting a quote and buying your policy online. No confusing forms or jargon, just plain English and a fast, seamless experience.

Flexibility and growth

Our monthly subscription model gives you ultimate flexibility, with the option to cancel or change your cover at any time. No more annual contracts, it's insurance that grows with your business.

Making a claim

Need to make a claim? With Digital Risks, it's a piece of cake. No outsourcing to third parties or lengthy delays, all claims are handled by our team personally and on a first-name basis.

What insurance do health, fitness and well-being businesses need?

We've designed world-class insurance and made it super simple to buy.

Building your cover

One of best parts of running a health and fitness business is the level of interaction you have with clients and members of the public. But this can also expose you to risk.

If you or one of your employees accidentally causes injury or property damage in the course of your work, you could face legal claims and demands for compensation, even if you believe you weren’t at fault.

For example, a personal training client could claim they became injured as a result of an exercise you gave them, or a gym member could trip over some stray weights left on the floor. If that happens, the bill for legal and compensation costs could run into the thousands, or more, so it makes sense to prepare for the worst.

Cover for your business essentials

You may also want to cover all the physical equipment you use to run your business, from gym machines, to office furniture, or portable tools like laptops and smartphones.

For this you’ll need contents and portable equipment insurance.

Finally, if you employ staff then employers’ liability cover is a legal requirement.

Why choose Digital Risks?
  • Speedy and simple online quote form for minimal hassle
  • Change or cancel your cover at any time with our monthly subscription
  • Specialists in covering startups and small businesses
  • Dedicated team and tailored offering for larger businesses
  • Trustpilot rating of 9.4 out of 10
  • Fast, straightforward claims process

Award-Winning Insurance

We're the British Insurance Awards 2018 Insurance Start-up Winner - recognised for our innovative range of covers, online customer experience and flexible subscription model, which make buying and managing insurance easy and accessible for businesses in the digital industries.

But don't just take our word for it. Leading digital companies, large and small, choose Digital Risks to protect their people and businesses.

Trusted by

   Other insurance providers didn't really understand start-ups. We were looking for a tailored approach to suit our business needs and were recommended to Digital Risks!

CEO & Founder



Excellent 9.4 out of 10