Employers liability insurance

Fast, effective and commitment free.

Digital Risks offers fast, effective and commitment free insurance for digital businesses.

Your team is growing.

It’s an exciting time.

Fresh faces, skills and energy. A few more pairs of hands to lighten the workload.

A valuable asset, your people are key to your success. Looking out for them makes sense, and it’s a legal requirement.

Employers liability (EL) insurance gives your team reassurance, while protecting your business. It’s a win win.

Employers Liability Insurance

from £5.35

/month 1


  • Pay by the month
  • Change your cover anytime
  • Access to specialists
  • Copyright breaches

1 Includes insurance premium tax

Why employers' liability insurance?

Workplace risks

All the health and safety in the world can't protect you from workplace accidents and sickness. And if one of your staff becomes ill or injured while they're working for you, your business could be held liable. If that happens, employers' liability insurance will ensure you can defend yourself and cover any compensation costs.

It's the law

Employers' liability insurance is a legal requirement for every employer in the UK – even those who just work with contractors, casual, temporary or part-time staff. Your policy must cover you for at least £5m, and you can face expensive fines to the Health and Safety Executive if you don't have it.

Compensation culture

The rise of 'no win, no fee' services has made the chances of a facing an employers' liability claim more likely, even if your business isn't to blame. It only takes an allegation that you've done something wrong and these services make it easy for employees (and ex-employees) to take action against you.

Find out more about employers liability insurance.

Award-Winning Insurance

We're the British Insurance Awards 2018 Insurance Start-up Winner - recognised for our innovative range of covers, online customer experience and flexible subscription model, which make buying and managing insurance easy and accessible for businesses in the digital industries.

But don't just take our word for it. Leading digital companies, large and small, choose Digital Risks to protect their people and businesses.

Trusted by

   Other insurance providers didn't really understand start-ups. We were looking for a tailored approach to suit our business needs and were recommended to Digital Risks!

CEO & Founder



Excellent 9.4 out of 10