Driving instructor insurance
Tailored cover protecting driving schools against all the professional risks they face while helping students to pass their tests.
Driving instructor and driving school insurance
If you’re an independent driving instructor or run a driving school business, then investing in the right business insurance is a must.
Here at Digital Risks, we provide tailored cover protecting driving schools against all the professional risks they face while helping students to pass their tests*.
As a people-focused business, public liability cover should be a top priority, ensuring you’re protected in the event of any personal injury or property damage claims made against you.
You should also consider professional indemnity cover which will protect you against any claims of professional negligence, or that you’ve made a mistake that has affected one of your clients financially or reputationally.
Whatever your requirements, we’ll have you covered in a few clicks.
*Excluding car insurance itself, which must be purchased from a specialist provider.
From £5.13 per month
Pay by the month
Change or cancel any time
Make changes without fees
Digital Risks make insurance easy!
Arrange your business insurance in minutes, by getting a quote and buying your policy online. No confusing forms or jargon, just plain English and a fast, seamless experience.
Flexibility and growth
Our monthly subscription model gives you ultimate flexibility, with the option to cancel or change your cover at any time. No more annual contracts, it's insurance that grows with your business.
Making a claim
Need to make a claim? With Digital Risks, it's a piece of cake. No outsourcing to third parties or lengthy delays, all claims are handled by our team personally and on a first-name basis.
What insurance do driving instructor businesses?
Building your cover
Working as a driving teacher involves regular, close contact with your students and other members of the public, and that means you’re exposed to a certain element of risk.
If you or one of your team accidentally causes injury or property damage in the course of your work you could face legal claims and demands for compensation, even if you believe you weren’t at fault. For example, if one of your students traps and injures their hand in the car door, the bill for legal and compensation costs could run into the thousands, or more.
Cover for your business essentials
As a professional teacher, you’re also likely to need professional indemnity insurance, to cover any claims that you made a mistake, or were professionally negligent while teaching.
Another consideration is contents insurance to cover all the physical equipment you need to run your business, excluding your car itself, such as mobile phones, laptops, any office furniture or other equipment.
Remember, if you employ staff then employers liability cover is a legal requirement.
Why choose Digital Risks?
- Speedy and simple online quote form for minimal hassle
- Change or cancel your cover at any time with our monthly subscription
- Specialists in covering startups and small businesses
- Dedicated team and tailored offering for larger businesses
- Fast, straightforward claims process
Driving instructor insurance FAQs
- How much cover do I need?
- Can I change my cover or add policies?
- What to do if I have multiple business activities?
- How do I know what my policy covers?
- How do I cancel my policy?
- How long is a quote valid for?
- Is business insurance tax deductible?
- What do I do if my business type isn't on the list?
- Will I be covered straight away?
We're rated excellent by our customers
Excellent value at an affordable monthly cost. I have not needed use the services. But its good to know I have the insurance there to allow me to get on with my work.
James, J. Black Photography
Flexible. simple, easy, immediate. As a busy freelancer I need flexibility to potentially change the policy month by month - very handy and a feature I didn't find with other providers.
Tim, Graphic Design Freelancer
Excellent service, and really lovely people. Completely understanding of small or start up businesses, and a willingness/ability to be flexible. I'm very happy.
Lorna, Magic Penny Gifts
A super slick interface and all around great experience. Thumbs up Digital Risks! Having spoken to a number of "large" insurers, the pricing I received from Digital Risks was much more competitively priced for "like for like" cover. Highly recommended.
Why is cybersecurity important?
To prevent your business from being a victim of third-party cyber attacks, there is a number of things you can do. Don't follow the wrong example - get your business covered.
Small business workshops and training providers
While there’s a lot to be said for learning on the job, it certainly helps to have expert advice to fall back on, when starting a small business.
We're the British Insurance Awards 2018 Insurance Start-up Winner - recognised for our innovative range of covers, online customer experience and flexible subscription model, which make buying and managing insurance easy and accessible for businesses in the digital industries.
You're in safe hands
Authorised by the FCA
The FCA supervises UK financial services firms to protect consumers. We are directly authorised and regulated by the FCA and our Firm Reference Number is 656459. These details can be confirmed on the Financial Services Register at www.fca.org.uk or by calling the FCA on 0845 606 1234.
A-rated financial strength
Our insurance products are underwritten by security with Standard & Poor's A-rated financial strength or higher. This means the insurer has been independently assessed by the world’s leading credit rating provider and found to have a strong capacity to meet financial commitments (pay claims).
Protected by the FSCS
If you are a business with an annual turnover under £1m, charity with an annual income under £1m, or trust with net assets under £1m, then you will be entitled to compensation from the FSCS in the unlikely event we cannot meet our obligations. Full details and further information on the scheme are available at www.fscs.org.uk