Driving Instructor Insurance

Cover from £5.35 per month.

Digital Risks provide tailored cover protecting driving schools against all the professional risks they face while helping students to pass their tests (excluding car insurance itself, which must be purchased from a specialist provider).

Driving instructor and driving school insurance

Better cover. Best prices.

If you’re an independent driving instructor or run a driving school business, then investing in the right business insurance is a must.

Here at Digital Risks, we provide tailored cover protecting driving schools against all the professional risks they face while helping students to pass their tests*.

As a people-focused business, public liability cover should be a top priority, ensuring you’re protected in the event of any personal injury or property damage claims made against you.

You should also consider professional indemnity cover which will protect you against any claims of professional negligence, or that you’ve made a mistake that has affected one of your clients financially or reputationally.

Whatever your requirements, we’ll have you covered in a few clicks.

* Excluding car insurance itself, which must be purchased from a specialist provider.

Public Liability Cover

from £5.35

/month 1


  • Pay by the month
  • Change your cover anytime
  • Access to specialists
  • Copyright breaches

1 Includes insurance premium tax

Digital Risks make insurance easy!

Hassle-free insurance

Arrange your business insurance in minutes, by getting a quote and buying your policy online. No confusing forms or jargon, just plain English and a fast, seamless experience.

Flexibility and growth

Our monthly subscription model gives you ultimate flexibility, with the option to cancel or change your cover at any time. No more annual contracts, it's insurance that grows with your business.

Making a claim

Need to make a claim? With Digital Risks, it's a piece of cake. No outsourcing to third parties or lengthy delays, all claims are handled by our team personally and on a first-name basis.

What insurance do driving instructor businesses need?

We've designed world-class insurance and made it super simple to buy.

Building your cover

Working as a driving teacher involves regular, close contact with your students and other members of the public, and that means you’re exposed to a certain element of risk.

If you or one of your team accidentally causes injury or property damage in the course of your work you could face legal claims and demands for compensation, even if you believe you weren’t at fault. For example, if one of your students traps and injures their hand in the car door, the bill for legal and compensation costs could run into the thousands, or more.

Cover for your business essentials

As a professional teacher, you’re also likely to need professional indemnity insurance, to cover any claims that you made a mistake, or were professionally negligent while teaching.

Another consideration is contents insurance to cover all the physical equipment you need to run your business, excluding your car itself, such as mobile phones, laptops, any office furniture or other equipment.

Remember, if you employ staff then employers’ liability cover is a legal requirement.

Why choose Digital Risks?
  • Speedy and simple online quote form for minimal hassle
  • Change or cancel your cover at any time with our monthly subscription
  • Specialists in covering startups and small businesses
  • Dedicated team and tailored offering for larger businesses
  • Trustpilot rating of 9.4 out of 10
  • Fast, straightforward claims process

Award-Winning Insurance

We're the British Insurance Awards 2018 Insurance Start-up Winner - recognised for our innovative range of covers, online customer experience and flexible subscription model, which make buying and managing insurance easy and accessible for businesses in the digital industries.

But don't just take our word for it. Leading digital companies, large and small, choose Digital Risks to protect their people and businesses.

Trusted by

   Other insurance providers didn't really understand start-ups. We were looking for a tailored approach to suit our business needs and were recommended to Digital Risks!

CEO & Founder



Excellent 9.4 out of 10