Beauty therapists insurance

Digital Risks provide tailored cover to all types of beauty businesses, including mobile therapists, at home beauty providers and self-employed beauty therapists.

Get a quote in minutes
Award-winning cover
Only pay for what you need

Business insurance for beauty therapy businesses

If you’re running a beauty therapist business, then investing in the right insurance is a must.

Here at Digital Risks, we provide tailored cover to all types of beauty businesses, including mobile therapists, at home beauty providers and self-employed beauty therapists.

Working in a people and service-focused industry means your top priority should be public liability cover, ensuring you’re protected in the event of any personal injury or property damage claims made against you.

You should also consider contents cover to protect all the beauty therapy tools and equipment you rely on for your business success.

Whatever your requirements, we’ll have you covered in a few clicks.

From ÂŁ5.13 per month

Pay by the month
Change or cancel any time
Make changes without fees
Instant documents

Digital Risks make insurance easy!

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Hassle-free insurance

Arrange your business insurance in minutes, by getting a quote and buying your policy online. No confusing forms or jargon, just plain English and a fast, seamless experience.

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Flexibility and growth

Our monthly subscription model gives you ultimate flexibility, with the option to cancel or change your cover at any time. No more annual contracts, it's insurance that grows with your business.

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Making a claim

Need to make a claim? With Digital Risks, it's a piece of cake. No outsourcing to third parties or lengthy delays, all claims are handled by our team personally and on a first-name basis.

What beauty therapy insurance do I need?

Building your cover

Running a beauty therapy business involves regular contact with clients and that means you’re exposed to a certain element of risk. If you or one of your employees accidentally causes injury or property damage in the course of your work you could face legal claims and demands for compensation, even if you believe you weren’t at fault.

For example, a client could claim they became ill or injured as a result of your treatment, or you could accidentally spill oil or ointment on a client’s belongings. If that happens, the bill for legal and compensation costs could run into the thousands, or more. So it makes sense to have tailored therapist insurance in place.

Cover for your business essentials

You may also want to cover all the physical equipment you use to run your business, from treatment beds to the creams and ointments you use, any specialist equipment, as well as any portable tools like laptops and smartphones.

For this you’ll need contents and portable equipment insurance insurance.

Finally, if you employ staff then employers liability cover is a legal requirement.

Why choose Digital Risks?

  • Speedy and simple online quote form for minimal hassle
  • Change or cancel your cover at any time with our monthly subscription
  • Specialists in covering startups and small businesses
  • Dedicated team and tailored offering for larger businesses
  • Fast, straightforward claims process

We're rated excellent by our customers

Excellent value at an affordable monthly cost. I have not needed use the services. But its good to know I have the insurance there to allow me to get on with my work.

James, J. Black Photography

Flexible. simple, easy, immediate. As a busy freelancer I need flexibility to potentially change the policy month by month - very handy and a feature I didn't find with other providers.

Tim, Graphic Design Freelancer

Excellent service, and really lovely people. Completely understanding of small or start up businesses, and a willingness/ability to be flexible. I'm very happy.

Lorna, Magic Penny Gifts

A super slick interface and all around great experience. Thumbs up Digital Risks! Having spoken to a number of "large" insurers, the pricing I received from Digital Risks was much more competitively priced for "like for like" cover. Highly recommended.

Jonathan, Frello

Award-Winning Insurance

We're the British Insurance Awards 2018 Insurance Start-up Winner - recognised for our innovative range of covers, online customer experience and flexible subscription model, which make buying and managing insurance easy and accessible for businesses in the digital industries.

You're in safe hands

Authorised by the FCA

The FCA supervises UK financial services firms to protect consumers. We are directly authorised and regulated by the FCA and our Firm Reference Number is 656459. These details can be confirmed on the Financial Services Register at www.fca.org.uk or by calling the FCA on 0845 606 1234.

A-rated financial strength

Our insurance products are underwritten by security with Standard & Poor's A-rated financial strength or higher. This means the insurer has been independently assessed by the world’s leading credit rating provider and found to have a strong capacity to meet financial commitments (pay claims).

Protected by the FSCS

If you are a business with an annual turnover under ÂŁ1m, charity with an annual income under ÂŁ1m, or trust with net assets under ÂŁ1m, then you will be entitled to compensation from the FSCS in the unlikely event we cannot meet our obligations. Full details and further information on the scheme are available at www.fscs.org.uk