What insurance do I need?
From heavy equipment, to electrical wiring and discarded props, film and TV sets contain no end of potential hazards. And if members of the public are involved, the risk is even greater. In the unfortunate event that your business causes injury or property damage to a member of the public, public liability insurance will cover the legal and compensation expenses.
Even with all the right clearance procedures, copyright and trademarks can sometimes slip through the net. Using images, music or other IP without permission can result in hefty legal fees and compensation costs. So, to avoid an unexpected bill, our IP cover will protect you from copyright infringement claims from others, as well as infringement of your own.
Cyber-attacks are on the rise, with half of UK businesses hit in the last year. The impact of a breach can be devastating, with system downtime, loss of confidential data and reputational damage to consider. Our cyber liability cover ensures both your data, and your liability for client data, are protected.
Your work is designed to make an impact, but what if it oversteps the mark? You could face allegations of defamation, emotional distress, plagiarism or failure to give credit or attribution of authorship. If that happens, media liability insurance will protect you, covering any legal fees and compensation costs.
We're the British Insurance Awards 2018 Insurance Start-up Winner - recognised for our innovative range of covers, online customer experience and flexible subscription model, which make buying and managing insurance easy and accessible for businesses in the digital industries.
Cyber security risk management framework
To effectively protect your business from cyber-attacks and data breaches, you must first identify the biggest threats and vulnerabilities you face.
Fintech startups to watch in 2019
Here’re our top 6 hottest Fintech startups that Digital Risks are tipping to thrive in 2019. We’ve taken a look at Truelayer, Monese, PensionBee, Akoni, Tail and the Craft Gin Club.
Going global: what to think about when expanding abroad
With UK customers happy to shop beyond our shores, it follows that UK businesses must also look further afield to expand their reach and growth potential. And in the digital age it’s easier than ever, with much lower barriers and overheads involved. So, where do you start?
We're rated excellent by our customers
Excellent value at an affordable monthly cost. I have not needed use the services. But its good to know I have the insurance there to allow me to get on with my work.
James, J. Black Photography
Flexible. simple, easy, immediate. As a busy freelancer I need flexibility to potentially change the policy month by month - very handy and a feature I didn't find with other providers.
Tim, Graphic Design Freelancer
Excellent service, and really lovely people. Completely understanding of small or start up businesses, and a willingness/ability to be flexible. I'm very happy.
Lorna, Magic Penny Gifts
A super slick interface and all around great experience. Thumbs up Digital Risks! Having spoken to a number of "large" insurers, the pricing I received from Digital Risks was much more competitively priced for "like for like" cover. Highly recommended.
You're in safe hands
Authorised by the FCA
The FCA supervises UK financial services firms to protect consumers. We are directly authorised and regulated by the FCA and our Firm Reference Number is 656459. These details can be confirmed on the Financial Services Register at www.fca.org.uk or by calling the FCA on 0845 606 1234.
A-rated financial strength
Our insurance products are underwritten by Standard & Poor’s A-rated financial strength or higher. This means the underwriter has been independently assessed by the world’s leading credit rating provider and found to have a strong capacity to meet financial commitments (pay claims).
Protected by the FSCS
If you are a business with an annual turnover under £1m, charity with an annual income under £1m, or trust with net assets under £1m, then you will be entitled to compensation from the FSCS in the unlikely event we cannot meet our obligations. Full details and further information on the scheme are available at www.fscs.org.uk