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Enterprise insurance solutions

Specialist insurance advice for digital businesses. Offering a made-to-measure approach with emerging risks and innovation in mind.

We're not your typical insurance provider

We’re an award-winning insurance provider, building tailored insurance and risk solutions for digital businesses. Our experienced team of underwriters, brokers, risk managers and claims experts are passionate about emerging technologies, from AI to blockchain, robotics to the Internet of Things.

Proud members of

Innovate | FinanceInnovate | Finance

Areas we specialise in

We’ve helped thousands of innovative businesses to protect themselves from a whole range of business risks, from pre-revenue startups to unicorns - and everything in between.

Cyber security services

Data breach prevention and detection, fraud detection, ID verification.

Large amounts of data

Organisations with up to a billion records of personal information.

Worldwide activities

Multinational organisations and worldwide business activities.

AI and machine learning

Companies utilising and selling artifical intelligence (AI) and machine learning (ML) products and services.

Our insurance products

We've worked in partnership with leading underwriters to re-design a comprehensive range of covers to meet the needs of modern businesses and the emerging risks they face.

  • Professional indemnity insurance
  • Cyber insurance
  • Employers liability insurance
  • Public liability insurance
  • Commercial legal protection
  • Contents and equipment insurance
  • Management liability

Why choose Digital Risks?

We work with a specially selected panel of insurers, all of which have an appetite for digital business risks and are backed by a Standard & Poor's financial rating of A or higher.

Specialist advice

Having partnered with many of Europe’s fastest growing digital businesses, we know the latest technologies, emerging risks and challenges they face. Our specialist team will advise you on how to protect your venture in an increasingly changing and fast-paced environment.

Bespoke cover

Our unique methodology gives us a detailed picture of the risks you face. This enables us to design insurance solutions around your business and negotiate the best possible terms with underwriters on your behalf.

Trusted partner

We’re part owned by Beazley, a global insurer which underwrites over $2.5bn of insurance premiums annually and has handled more than 8,500 data breaches worldwide. We’re also a coverholder at Lloyd’s, the world’s leading insurance market for specialist risks.

We insure thousands of innovative businesses

Dan and James at Digital Risks were great in helping us get coverage for our AI skin cancer service. We had spoken to a number of brokers as we tried to get insurance for our AI but ultimately, none were able to get underwriters around the table to understand the business and coverage needed. Dan and James did that and then helped create a new policy type to get us the coverage we needed. Recommend.

CEO, Skin Analytics

We had a breach and the insurance and legal support we got was invaluable. Digital Risks walked us through the whole thing including media and customer relations.

Founder, ID verification service

It was very quick and easy to claim. Our account manager replied within minutes, confirmed the details and we had the money in our account within 48 hours.

COO, HR technology platform 
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Authorised by the FCA

The FCA supervises UK financial services firms to protect consumers. We are directly authorised and regulated by the FCA and our Firm Reference Number is 656459. These details can be confirmed on the Financial Services Register at or by calling the FCA on 0845 606 1234.