Startup Insurance

Specialist cover for Startup businesses

If you're a Startup innovator, you need innovative insurance to match. We understand the financial and technical risks you face.

Specialist expertise

Insurance for today's digital businesses

If you're a growing business, you need insurance from a team that gets you!

Launching and growing a new venture is seriously exciting stuff. And, if you're anything like most entrepreneurs– working through the night is the norm right now.

With all the challenges ahead, the last thing you need is an unforeseen disaster sending you off course. We understand the risks start-ups face and have tailored our insurance products to match.

Startup Insurance

from £7.90

/month 1

  • Pay by the month
  • Change your cover anytime
  • Access to specialists
  • Copyright breaches

1 Includes insurance premium tax

Why do I need insurance?


Potential investors will appreciate you having insurance and will consider you a safer bet. You'll always have to take risks, that's what makes you an entrepreneur. But having an eye for the key risks of your start-up is equally important for investors.

Building your dream team

Time for your first employee? Employer's liability Insurance is essential for start-ups looking to grow, it covers the cost for claims from employees who may have become ill or injured as a result of working for you. Not to mention it's legally required.

First big client

Close to sealing the deal with a potential high-profile client? It's not uncommon for clients to ask about Professional Indemnity Insurance (PI) that covers the service or advice you're supplying. On the flip-side – you should make sure the suppliers you deal with also have PI.

New office and equipment

Could you imagine losing your laptop?!? Or worse, your phone! Let's not think about it. Our Office Contents and Portable Equipment Insurance can help protect your gear. So you can work more and worry less.

Award-Winning Insurance

We're the British Insurance Awards 2018 Insurance Start-up Winner - recognised for our innovative range of covers, online customer experience and flexible subscription model, which make buying and managing insurance easy and accessible for businesses in the digital industries.

But don't just take our word for it. Leading digital companies, large and small, choose Digital Risks to protect their people and businesses.

Trusted by

What our customers say

   Other insurance providers didn't really understand start-ups. We were looking for a tailored approach to suit our business needs and were recommended to Digital Risks!

CEO & Founder

Excellent 9.4 out of 10