Management liability insurance
Essential range of covers that protect directors and officers and the company from claims made against them by investors, employees, regulators or members of the public.
Management liability cover for startups and high-growth businesses
The management liability policy from Digital Risks includes directors & officers (D&O) insurance with two key add-ons: Employment practices and Theft cover. A D&O policy protects the company’s directors and senior management against allegations of mismanagement of the company.
Our employment practices add-on covers directors against claims and allegations made by employees for wrongful dismissal and other employment-related matters. The third component - theft - covers a wide variety of corporate theft and includes cover for important costs and expenses to make sure you are back up and running as quickly as possible.
We cover a number of theft cases, for example: theft of money, data or IP by an employee, as well as malware and social engineering attacks orchestrated by a third party.
From £6.90 per month
New for old replacement
Fast claims service
We're the British Insurance Awards 2018 Insurance Start-up Winner - recognised for our innovative range of covers, online customer experience and flexible subscription model, which make buying and managing insurance easy and accessible for businesses in the digital industries.
Other covers to consider
Professional indemnity insurance
Covers your liability to customers for professional mistakes, errors or omissions in services you provide.
Employers liability insurance
Covers your liability to employees for bodily injury or work-related sickness.
Covers your liability for failing to protect data, as well as penalties for not complying with data protection law.
Contents and equipment insurance
Protects your property against theft, loss or damage.
Public liability insurance
Covers your liability to members of the public for bodily injury or damage to their property.
Commercial legal protection
Covers compensation awards, professional fees and legal costs associated with a range of legal disputes.
Year in review 2019: the Digital Risks milestones
As we look forward to a string of updates in 2020 - including new features and products - we wanted to celebrate our journey and achievements so far.
Top 5 startups to watch in 2020
We have collected our favourite startups that have impressed us throughout 2019 and, undoubtedly, will continue to do so in the year ahead.
Excellent value at an affordable monthly cost. I have not needed use the services. But its good to know I have the insurance there to allow me to get on with my work.
James, J. Black Photography
Flexible. simple, easy, immediate. As a busy freelancer I need flexibility to potentially change the policy month by month - very handy and a feature I didn't find with other providers.
Tim, Graphic Design Freelancer
Excellent service, and really lovely people. Completely understanding of small or start up businesses, and a willingness/ability to be flexible. I'm very happy.
Lorna, Magic Penny Gifts
A super slick interface and all around great experience. Thumbs up Digital Risks! Having spoken to a number of "large" insurers, the pricing I received from Digital Risks was much more competitively priced for "like for like" cover. Highly recommended.
Authorised by the FCA
The FCA supervises UK financial services firms to protect consumers. We are directly authorised and regulated by the FCA and our Firm Reference Number is 656459. These details can be confirmed on the Financial Services Register at www.fca.org.uk or by calling the FCA on 0845 606 1234.
A-rated financial strength
Our insurance products are underwritten by Standard & Poor’s A-rated financial strength or higher. This means the underwriter has been independently assessed by the world’s leading credit rating provider and found to have a strong capacity to meet financial commitments (pay claims).
Protected by the FSCS
If you are a business with an annual turnover under £1m, charity with an annual income under £1m, or trust with net assets under £1m, then you will be entitled to compensation from the FSCS in the unlikely event we cannot meet our obligations. Full details and further information on the scheme are available at www.fscs.org.uk