Insurance for management consultants

Digital Risks offers fast, effective and commitment free insurance for digital businesses.

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Award-winning cover
Only pay for what you need

Flexible cover from specialists in digital businesses

If you're a growing business, you need insurance from a team that gets you.

Launching and growing a new venture is seriously exciting stuff. And, if you're anything like most entrepreneurs– working through the night is the norm right now.

With all the challenges ahead, the last thing you need is an unforeseen disaster sending you off course. We understand the risks start-ups face and have tailored our insurance products to match.

From £5.13 per month

Pay by the month
Change your cover anytime
Make changes without fees
Instant documents

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A range of covers to meet your needs

Professional indemnity

If you make a mistake while offering a professional service or advice, we'll pick up the bill, and help protect your reputation.

Employers liability

Covers your liability to employees for bodily injury or work-related sickness.

Public liability

Sometimes accidents happen, even when you do everything right. So, if you or one of your team causes harm to a member of the public, we've got your back.

Cyber security

Cyber-attacks are a rising threat for digital businesses. Our cover will get you back on your feet quickly, keeping costs and disruption to a minimum.

Contents and equipment

Protects your property against theft, loss or damage.

Management liability

For limited company directors, protecting against allegations that you've personally done something wrong, covering any legal action and fines.

Award-winning insurance

We're the British Insurance Awards 2018 Insurance Start-up Winner - recognised for our innovative range of covers, online customer experience and flexible subscription model, which make buying and managing insurance easy and accessible for businesses in the digital industries.

Further reading
20 Aug 2019
3 minute read

Angel investors vs venture capital

Discover the main differences between two of the most common sources of startup funding and the best ways to choose the right path for your business.

12 Aug 2019
4 minute read

Business risk management

Risk is a necessary part of any endeavour, and it is impossible to run a risk-free business. You can, however, reduce the risk of risk.

18 Jul 2019
4 minute read

Private equity vs venture capital - know the difference

While PE and VC are similar, they are aimed at businesses at very different stages in their lifecycles.

We insure thousands of innovative businesses
Habit
Patch
Paddle
Ravelin
SafeToNet
GetAgent
Tech Nation
AppyParking
We're rated excellent by our customers

Excellent value at an affordable monthly cost. I have not needed use the services. But its good to know I have the insurance there to allow me to get on with my work.

James, J. Black Photography

Flexible. simple, easy, immediate. As a busy freelancer I need flexibility to potentially change the policy month by month - very handy and a feature I didn't find with other providers.

Tim, Graphic Design Freelancer

Excellent service, and really lovely people. Completely understanding of small or start up businesses, and a willingness/ability to be flexible. I'm very happy.

Lorna, Magic Penny Gifts

A super slick interface and all around great experience. Thumbs up Digital Risks! Having spoken to a number of "large" insurers, the pricing I received from Digital Risks was much more competitively priced for "like for like" cover. Highly recommended.

Jonathan, Frello
You're in safe hands
Authorised by the FCA

The FCA supervises UK financial services firms to protect consumers. We are directly authorised and regulated by the FCA and our Firm Reference Number is 656459. These details can be confirmed on the Financial Services Register at www.fca.org.uk or by calling the FCA on 0845 606 1234.

A-rated financial strength

Our insurance products are underwritten by Standard & Poor’s A-rated financial strength or higher. This means the underwriter has been independently assessed by the world’s leading credit rating provider and found to have a strong capacity to meet financial commitments (pay claims).

Protected by the FSCS

If you are a business with an annual turnover under £1m, charity with an annual income under £1m, or trust with net assets under £1m, then you will be entitled to compensation from the FSCS in the unlikely event we cannot meet our obligations. Full details and further information on the scheme are available at www.fscs.org.uk