Insurance for marketing and advertising

Whether you're a digital agency, marketing consultant or freelance PR the right insurance means you can work with confidence.

Get a quote
Get a quote in minutes
Award-winning cover
Only pay for what you need

Better cover. Best prices.

In marketing and advertising, you need to stay ahead of the game. Creativity, dynamism, The Big Idea – they're your bread and butter. But sometimes things move too quickly.

Mistakes are made, checks aren't carried out – it happens. That's where insurance can help. We've designed world-class cover, and made it super simple to buy.

From £5.13 per month

Pay by the month
Change your cover anytime
Make changes without fees
Instant documents

Get a quote

A range of covers to meet your needs

Professional indemnity insurance

Your clients pay for your out-of-the-box thinking. But what if you make a mistake? If your idea or advice doesn't work out as expected, you could face a lawsuit. If that happens, professional indemnity will ensure you're protected.

Protecting IP

Copyright and trademarks can sometimes catch you out. But using images, music or other IP without permission can result in hefty legal fees and compensation costs. That's why our IP cover protects you from copyright infringement claims from others, as well as infringement of your own.

Cyber insurance

Think your data and website are secure? Then think again. More than half of SMEs suffered a security breach in 2014, with the worst costing up to £115,000 in legal fees and compensation. Our cyber liability insurance ensures both your data, and your liability for client data, are protected.

Media liability insurance

Your work is designed to capture attention, but what if it oversteps the mark? If you make unfair comparisons to a competitor, or accidentally defame somebody on social media, you could be in hot water. If that happens, media liability insurance will protect you.

Other covers to consider

Contents and equipment

Protects your property against theft, loss or damage.

Employers liability

Covers your liability to employees for bodily injury or work-related sickness.

Public liability

Covers your liability to members of the public for bodily injury or damage to their property.

Commercial legal protection

Covers compensation awards, professional fees and legal costs associated with a range of legal disputes.

Advertising agency insurance FAQs

How much cover do I need?

You must have a minimum cover of £5 million for employer’s liability. Failure to have this can mean fines of £2,500 for every day that you’re not properly insured. Various factors influence the level of cover you need, including the size of your business, the type of work you do and the requirements of your clients. You may also find that your regulatory body specifies a certain level of cover, depending on the industry you operate in.

Can I change my cover or add policies?

Of course. Please contact support@digitalrisks.co.uk or give us a call on 0333 772 0759 and we’ll be more than happy to adjust your policy.

What to do if I have multiple business activities?

No problem, give us a call and we’ll see what we can do.

How do I know what my policy covers?

You will receive a summary of your cover with your quote, as well as your policy documents which will be emailed to you within 24 hours of buying your policy.

How do I cancel my policy?

We know that business can be unpredictable, which is why we offer a monthly subscription, so you can change or cancel your cover at any time. Simply send an email to support@digitalrisks.co.uk providing at least 30 days’ notice and telling us the date you want the policy to end. Please bear in mind you may need to pay one final month’s premium depending on when your next payment is due.

How long is a quote valid for?

Your quote will be valid for 30 days unless stated otherwise.

Is business insurance tax deductible?

Business insurance is tax deductible and along with accountancy and legal fees, counts as allowable business expenses. Insurance is VAT exempt but subject to Insurance Premium Tax at a lower rate.

What do I do if my business type isn't on the list?

Not a problem – just send us a message or give us a call on 0333 772 0759 and we’ll let you know if we can cover your business activities.

Will I be covered straight away?

When you buy your policy, we’ll ask you when you want it to start. That can be the same day or at some point in the future. You are then covered from 00:00 on the day you choose.

Award-Winning Insurance

We're the British Insurance Awards 2018 Insurance Start-up Winner - recognised for our innovative range of covers, online customer experience and flexible subscription model, which make buying and managing insurance easy and accessible for businesses in the digital industries.

Further reading
6 Dec 2019
1 minute read

The 12 risks of Xmas: on the fifth day of Xmas...

With office parties in full swing, the festive season is a peak time for property damage. Whether dancing on the tables, or trying to perform gymnastic feats around the pot plants, at Christmas, no computer, table or chair is truly safe.

5 Dec 2019
1 minute read

The 12 risks of Xmas: on the fourth day of Xmas...

Christmas is one of the busiest trading periods for many companies, particularly online retailers. But it is also a notorious time for IT failure, when people take their eye off the ball.

4 Dec 2019
1 minute read

The 12 risks of Xmas: on the third day of Xmas...

Rumour has it that businesses slow down around Christmas, but this is rarely the case. At this time of year, it’s easy for staff to let work slip or miss SLAs, earning the wrath of clients.

We insure thousands of innovative businesses
Habit
Patch
Paddle
Ravelin
SafeToNet
GetAgent
Tech Nation
AppyParking
We're rated excellent by our customers

Excellent value at an affordable monthly cost. I have not needed use the services. But its good to know I have the insurance there to allow me to get on with my work.

James, J. Black Photography

Flexible. simple, easy, immediate. As a busy freelancer I need flexibility to potentially change the policy month by month - very handy and a feature I didn't find with other providers.

Tim, Graphic Design Freelancer

Excellent service, and really lovely people. Completely understanding of small or start up businesses, and a willingness/ability to be flexible. I'm very happy.

Lorna, Magic Penny Gifts

A super slick interface and all around great experience. Thumbs up Digital Risks! Having spoken to a number of "large" insurers, the pricing I received from Digital Risks was much more competitively priced for "like for like" cover. Highly recommended.

Jonathan, Frello
You're in safe hands
Authorised by the FCA

The FCA supervises UK financial services firms to protect consumers. We are directly authorised and regulated by the FCA and our Firm Reference Number is 656459. These details can be confirmed on the Financial Services Register at www.fca.org.uk or by calling the FCA on 0845 606 1234.

A-rated financial strength

Our insurance products are underwritten by Standard & Poor’s A-rated financial strength or higher. This means the underwriter has been independently assessed by the world’s leading credit rating provider and found to have a strong capacity to meet financial commitments (pay claims).

Protected by the FSCS

If you are a business with an annual turnover under £1m, charity with an annual income under £1m, or trust with net assets under £1m, then you will be entitled to compensation from the FSCS in the unlikely event we cannot meet our obligations. Full details and further information on the scheme are available at www.fscs.org.uk