business type?

Insurance for digital businesses

Our flexible covers are built for fast-moving, dynamic businesses and the emerging risks they face.

Get a quote in minutes
Award-winning cover
Only pay for what you need

Why choose Digital Risks

zigzag-0Created with Sketch.

Fast and tailored experience

Arrange your business insurance in minutes. Get a quote and set up your cover online. Our web app will make your experience as quick and seamless as possible and help you to make an informed choice about the cover you need.

zigzag-1Created with Sketch.

Flexible, subscription-style policies

Our monthly subscription model gives you ultimate flexibility, with the ability to change or cancel your cover at any time, and without any fees. Meaning you’re more accurately covered and only pay for what you need, when you need it.

zigzag-3Created with Sketch.

Cutting-edge products

Our superior tech enables us to deliver bespoke products that equip your business for all types of risks. Unlike other online insurance providers, our technology places risks individually so we can offer lower premiums for more comprehensive cover.

zig-zag-4Created with Sketch.

Exceptional customer service

Our experienced and knowledgeable team will look after you personally if you need support. We have a 24-hour claims helpline and aim to settle most small claims within 24-hours of receiving the necessary information.

Specialist covers

We understand what you do and are specialists in the technical risks you face. All our policies are designed with digital businesses in mind so you can be confident that you're protected.

Professional indemnity

Covers your liability to customers for professional mistakes, errors or omissions in services you provide.

Cyber security

Covers your liability for failing to protect data, as well as penalties for not complying with data protection law.

Employers liability

Covers your liability to employees for bodily injury or work-related sickness.

Public liability

Covers your liability to members of the public for bodily injury or damage to their property.

Industries we work with

Film & TV insurance

Whether you’re shooting a feature film, TV production or online video commercial, our cover is built around you.

Management consultants

Your clients trust your strategic advice, but what if things go awry? Our tailored cover will have your back.

Fintech

If you’re shaking up the world of finance, you need fintech insurance that’s as unique and cutting-edge as you are.

Software and IT services

From apps, to websites and complex systems, software developers are in high demand. Whatever your area of expertise, our cover is tailored to you.

We're rated excellent by our customers

Excellent value at an affordable monthly cost. I have not needed use the services. But its good to know I have the insurance there to allow me to get on with my work.

James, J. Black Photography

Flexible. simple, easy, immediate. As a busy freelancer I need flexibility to potentially change the policy month by month - very handy and a feature I didn't find with other providers.

Tim, Graphic Design Freelancer

Excellent service, and really lovely people. Completely understanding of small or start up businesses, and a willingness/ability to be flexible. I'm very happy.

Lorna, Magic Penny Gifts

A super slick interface and all around great experience. Thumbs up Digital Risks! Having spoken to a number of "large" insurers, the pricing I received from Digital Risks was much more competitively priced for "like for like" cover. Highly recommended.

Jonathan, Frello

Further reading

23 May 2019
3 minute read

Why is cybersecurity important?

To prevent your business from being a victim of third-party cyber attacks, there is a number of things you can do. Don't follow the wrong example - get your business covered.

20 May 2019
4 minute read

Small business workshops and training providers

While there’s a lot to be said for learning on the job, it certainly helps to have expert advice to fall back on, when starting a small business.

15 May 2019
7 minute read

25 cybersecurity resources you need to see

Here are 25 of the best cybersecurity resources out there to stay up to date with the rapidly growing area.

We insure thousands of innovative businesses

Habit
Patch
Paddle
Ravelin
SafeToNet
GetAgent
Tech Nation
AppyParking

You're in safe hands

Authorised by the FCA

The FCA supervises UK financial services firms to protect consumers. We are directly authorised and regulated by the FCA and our Firm Reference Number is 656459. These details can be confirmed on the Financial Services Register at www.fca.org.uk or by calling the FCA on 0845 606 1234.

A-rated financial strength

Our insurance products are underwritten by security with Standard & Poor's A-rated financial strength or higher. This means the insurer has been independently assessed by the world’s leading credit rating provider and found to have a strong capacity to meet financial commitments (pay claims).

Protected by the FSCS

If you are a business with an annual turnover under ÂŁ1m, charity with an annual income under ÂŁ1m, or trust with net assets under ÂŁ1m, then you will be entitled to compensation from the FSCS in the unlikely event we cannot meet our obligations. Full details and further information on the scheme are available at www.fscs.org.uk